by Karen Kirby | Jul 15, 2026 | Uncategorized
If you’ve been thinking about selling, you’ve probably seen plenty of headlines suggesting buyers have just about disappeared. But there’s a big difference between a slow market and a stalled one.Yes, mortgage rates are still higher than most people...
by Karen Kirby | Jul 13, 2026 | Uncategorized
Negotiations are back. More buyers are asking for better deals, and more sellers are giving them. Builders are throwing in extras, too. That’s why whether you’re buying or selling today, there are two terms you’ll hear a lot: concession and incentive.A concession is...
by Karen Kirby | Jul 9, 2026 | Uncategorized
If the first half of this year has left you feeling stuck, you’re not the only one. Mortgage rates stayed higher than people wanted. Affordability remained tight. And uncertainty overseas added another layer of pressure nobody saw coming.That’s why so many...
by Karen Kirby | Jul 8, 2026 | Uncategorized
Student loans are back in the spotlight. And whether you’ve been following the headlines closely or just catching bits and pieces here and there, there’s a good chance they’ve been on your mind lately.And if you’re questioning whether you have to hit...
by Karen Kirby | Jul 6, 2026 | Uncategorized
Buying or selling a home is a big financial decision. And right now, it feels even bigger. Inflation is high, costs are high, and you want to be sure the timing is right before you make your move. But if you do decide to go for it, whether you’re buying or...